Our Team

T.J. Worsencroft, Licensed Agent

T.J. Worsencroft, Licensed Agent

Principal Agent/Chief Executive Officer

T.J Worsencroft began his career in the insurance industry in 2006. He became a Vice President of property and casualty of a Cleveland area agency. In 2015, he created Navigate Risk Advisors LLC to help protect families and business for all life’s risks. T.J. is on the Board of Directors of the North Coast Chamber of Commerce and Horizon Education Centers. He is a graduate of Baldwin Wallace University and is retired from the United States Coast Guard. He is licensed in Ohio for property, casualty, life and health insurance.

T.J. and his wife, Susan, reside in Avon Lake, Ohio, with their four children: Isaac, Xavier, Julia, and Saige. He is an active volunteer with the Boy Scouts of America, American Legion Post 211 and a member at the Cleveland Yachting Club.


David Hartman, Licensed Agent

David Hartman, Licensed Agent

Insurance Advisor

David Hartman joined Navigate Risk Advisors in 2016 as an Ohio licensed Life and Health Insurance agent. After attending Bowling Green State University, David worked for 35 years in the financial services industry, first aiding companies to finance their capital equipment acquisitions, then founding Amerifirst Mortgage Group to help families finance their homes. He also served for seven years in the Ohio Army National Guard. Today, he sits on the Board of Trustees at Horizon Education Centers and is active in the Olmsted Falls Community Church.

David and his wife, Linda, and their golden retriever, Maggie, reside in Elyria, Ohio. They have two grown children, Matthew and Jennifer, and four grandchildren.


Colleen Hartman, Licensed Agent

Colleen Hartman, Licensed Agent

Personal Lines Manager

Colleen Hartman joined Navigate Risk Advisors in 2016 as a Customer Service Representative. She studied English at Buffalo State College before relocating to Cleveland. She has worked in the customer service industry for many years and different facets of the mortgage business.

Colleen has volunteered with different community organizations over the years including, All Faiths Pantry and Habitat for Humanity. She has a passion to see everyone live the best life possible and has coordinated different fundraising events to help those in need. Colleen lives in Parma, OH with her two children, Liam and Quinn.


Pamela Witt, Licensed Agent

Pamela Witt, Licensed Agent

Commercial Lines Manager

Pamela Witt has been in the insurance industry since 2005, starting as a licensed staff assistant for a single agent and working as a commercial franchise rating specialist for multiple producers before bringing her experience to Navigate Risk Advisors in 2017 as the Commercial Lines Manager. 

Pamela keeps busy in her spare time by studying horticulture, Scottish Country dancing, and sewing. She and her husband Alan reside in North Olmsted, Ohio.


Cynthia Allen,  CPA

Cynthia Allen, CPA

Chief Financial Officer

Cynthia E. Allen has been with Navigate Risk Advisors since January 2017. For the last ten years, Mrs. Allen has been employed by Cain and Associates Investigative Accountants, Inc., where she specialized in insurance loss accounting relative to employee dishonesty and business income loss claims. Cynthia also spent nine years in finance-related roles in the manufacturing and distribution sector, and has served as both Treasurer and President of several local non-profit organizations.

Cynthia received her BS in Accounting, International Economics and German from Westminster College in New Wilmington, Pennsylvania and is a member of the American Institute of Certified Public Accountants. Cynthia resides in Johnstown, Pennsylvania with her husband, Greg and two children, Morgan John.


Catriona Wroblesky

Catriona Wroblesky

Director of Marketing

Catriona “Cat” Wroblesky has been with Navigate Risk Advisors since February 2017. Cat specializes in branding the Navigate Risk Advisors team in the community through social media, marketing campaigns, appreciation events, and educational seminars for our insurance carriers and education for our customers.

Cat resides in Bay Village, Ohio, and is currently studying at the Lorain County Community College where she plans to pursue a degree in Marketing. She enjoys backpacking, photography and working with horses in her spare time.