Insurance for All of Life’s Risks
T.J. and the staff at Navigate provide you with the options and professionalism you would expect from an Advisor, as well as the personal connection and relationship of a trusted friend. -Michael W., customer since 2017
T.J. Worsencroft, Licensed Agent
Principal Agent/Chief Executive Officer
T.J Worsencroft began his career in the insurance industry in 2006. He became a Vice President of property and casualty of a Cleveland area agency. In 2015, he created Navigate Risk Advisors LLC to help protect families and business for all life’s risks. T.J. is on the Board of Directors of the North Coast Chamber of Commerce and Horizon Education Centers. He is a graduate of Baldwin Wallace University and is retired from the United States Coast Guard. He is licensed in Ohio for property, casualty, life and health insurance.
T.J. and his wife, Susan, reside in Avon Lake, Ohio, with their four children: Isaac, Xavier, Julia, and Saige. He is an active volunteer with the Boy Scouts of America, American Legion Post 211 and a member at the Cleveland Yachting Club.
David Hartman, Licensed Agent
David Hartman joined Navigate Risk Advisors in 2016 as an Ohio licensed Life and Health Insurance agent. After attending Bowling Green State University, David worked for 35 years in the financial services industry, first aiding companies to finance their capital equipment acquisitions, then founding Amerifirst Mortgage Group to help families finance their homes. He also served for seven years in the Ohio Army National Guard. Today, he sits on the Board of Trustees at Horizon Education Centers and is active in the Olmsted Falls Community Church.
David and his wife, Linda, and their golden retriever, Maggie, reside in Elyria, Ohio. They have two grown children, Matthew and Jennifer, and four grandchildren.
Taylor J. Strang, Licensed Agent
As an involved community member and family man, Taylor pursued his professional dream of helping people in May of 2018 when he joined the Navigate Risk Advisors team as an Ohio Licensed Agent. After attending Kent State University for Business Management, he has helped build and develop many organizations over the last 15 years working in International Logistics, Athletics, and Business Development. Taylor has an active passion for many charities; one of his favorite’s being the American Heart Association.
Taylor and his wife, Melissa, reside in Avon Lake, Ohio, with their three children: Brooklyn, Christian and Beckett.
Dave Haugh , Licensed Agent
Dave Haugh has been working with hundreds of families and business owners for over 29 years. Dave is a graduate of New Philly High School and attended Kent State University. Dave loves music, plays guitar, enjoys football and baseball. Dave holds the Ohio Life & Health, Property & Casualty Insurance Licenses.
Dave and his wife, Colleen, live in Rocky River, OH.
Colleen Hartman, Licensed Agent
Personal Lines Manager
Colleen Hartman joined Navigate Risk Advisors in 2016 as a Customer Service Representative. She studied English at Buffalo State College before relocating to Cleveland. She has worked in the customer service industry for many years and different facets of the mortgage business.
Colleen has volunteered with different community organizations over the years including, All Faiths Pantry and Habitat for Humanity. She has a passion to see everyone live the best life possible and has coordinated different fundraising events to help those in need. Colleen lives in Parma, OH with her two children, Liam and Quinn.
Kim Hendzel, Licensed Agent
Customer Service Representative
Kim joined the Navigate Risk Advisors team in March of 2018. She has been in the insurance industry since 2007 after being a stay-at-home mom. She very much enjoys the personal contact with clients and helping them understand the “whats & whys” of insurance.
She, her husband Craig, and their daughters Grace and Tegan are active in the arts and fundraising as well as being members of the Lakewood Campers Club.
Cynthia Allen, CPA
Chief Financial Officer
Cynthia Allen has been with Navigate Risk Advisors since January 2017. Prior to joining Navigate, she spent ten years in forensic accounting and spent nine years in finance-related roles in the manufacturing and distribution sector. Cynthia has served as both Treasurer and President of several local non-profit organizations.
Cynthia received her BS in Accounting, International Economics and German from Westminster College in New Wilmington, Pennsylvania and is a member of the American Institute of Certified Public Accountants. She holds a CPA license in both Ohio and Pennsylvania and currently resides in Johnstown, Pennsylvania with her husband, Greg and their two children, Morgan and John.
Zoe joined the Navigate Risk Advisors team in July of 2018. She has graduated from North Olmsted High school in 2017. She is currently attending her second year of college at Cuyahoga Community College where she is attending for a Business Degree.
Zoe played volleyball all throughout high school and still continues to play on her free time.