Insurance for All of Life’s Risks
T.J. and the staff at Navigate provide you with the options and professionalism you would expect from an Advisor, as well as the personal connection and relationship of a trusted friend. -Michael W., customer since 2017
T.J. Worsencroft, Licensed Agent
Principal Agent/Chief Executive Officer
T.J Worsencroft began his career in the insurance industry in 2006. He became a Vice President of property and casualty of a Cleveland area agency. In 2015, he created Navigate Risk Advisors LLC to help protect families and business for all life’s risks. T.J. is on the Board of Directors of the North Coast Chamber of Commerce and Horizon Education Centers. He is a graduate of Baldwin Wallace University and is retired from the United States Coast Guard. He is licensed in Ohio for property, casualty, life and health insurance.
T.J. and his wife, Susan, reside in Avon Lake, Ohio, with their four children: Isaac, Xavier, Julia, and Saige. He is an active volunteer with the Boy Scouts of America, American Legion Post 211 and a member at the Cleveland Yachting Club.
David Hartman, Licensed Agent
David Hartman joined Navigate Risk Advisors in 2016 as an Ohio licensed Life and Health Insurance agent. After attending Bowling Green State University, David worked for 35 years in the financial services industry, first aiding companies to finance their capital equipment acquisitions, then founding Amerifirst Mortgage Group to help families finance their homes. He also served for seven years in the Ohio Army National Guard. Today, he sits on the Board of Trustees at Horizon Education Centers and is active in the Olmsted Falls Community Church.
David and his wife, Linda, and their golden retriever, Maggie, reside in Elyria, Ohio. They have two grown children, Matthew and Jennifer, and four grandchildren.
Colleen Hartman, Licensed Agent
Personal Lines Manager
Colleen Hartman joined Navigate Risk Advisors in 2016 as a Customer Service Representative. She studied English at Buffalo State College before relocating to Cleveland. She has worked in the customer service industry for many years and different facets of the mortgage business.
Colleen has volunteered with different community organizations over the years including, All Faiths Pantry and Habitat for Humanity. She has a passion to see everyone live the best life possible and has coordinated different fundraising events to help those in need. Colleen lives in Parma, OH with her two children, Liam and Quinn.
Elise Benedict, Licensed Agent
Commercial Lines Customer Service Representative
Elise joined the team at Navigate Risk Advisors in September of 2017. She has a Bachelor’s Degree in Education from Cleveland State University and operates her own small business. After being blessed to spend several years as a stay-at-home mother, she is excited to be a newly licensed insurance agent.
She and her husband, Tom, live in Olmsted Falls with their two children, Nick and Julia. They are active members at St. Mary of the Falls School and Cub Scout Pack 252. She is an avid reader and huge Cleveland sports fan!
Customer Service Representative
Kim joined the Navigate Risk Advisors team in March of 2018. She has been in the insurance industry since 2007 after being a stay-at-home mom. She very much enjoys the personal contact with clients and helping them understand the “whats & whys” of insurance.
She, her husband Craig, and their daughters Grace and Tegan are active in the arts and fundraising as well as being members of the Lakewood Campers Club.
Cynthia Allen, CPA
Chief Financial Officer
Cynthia Allen has been with Navigate Risk Advisors since January 2017. Prior to joining Navigate, she spent ten years in forensic accounting and spent nine years in finance-related roles in the manufacturing and distribution sector. Cynthia has served as both Treasurer and President of several local non-profit organizations.
Cynthia received her BS in Accounting, International Economics and German from Westminster College in New Wilmington, Pennsylvania and is a member of the American Institute of Certified Public Accountants. She holds a CPA license in both Ohio and Pennsylvania and currently resides in Johnstown, Pennsylvania with her husband, Greg and their two children, Morgan and John.
Director of Marketing
Catriona “Cat” Wroblesky has been with Navigate Risk Advisors since February 2017. Cat specializes in branding the Navigate Risk Advisors team in the community through social media, marketing campaigns, appreciation events, and educational seminars for our insurance carriers and education for our customers.
Cat resides in Bay Village, Ohio, and is currently studying at the Lorain County Community College where she plans to pursue a degree in Marketing. She enjoys photography, backpacking and rock climbing in her spare time.